Road Accident Fund
Road Accident Fund, workmen's compensation and disability grants
The Road Accident Fund (RAF) provides compulsory cover to all users of South African roads, citizens and foreigners, against injuries or death arising from accidents involving motor vehicles within the borders of South Africa. This cover is in the form of indemnity insurance to persons who cause the accident, as well as personal injury and death insurance to victims of motor vehicle accidents and their families.
The Compensation for Occupational Injuries and Diseases Act provides for compensation for disablement caused by occupational injuries or diseases sustained or contracted by employees in the course of their employment, or for death resulting from such injuries or diseases; and to provide for matters connected therewith.
The Act applies to all employers and casual and full-time workers who, as a result of a workplace accident or work-related disease, are injured, disabled or killed; or become ill.
To download forms, click “first medical report” (Department of Labour first medical report in respect of an accident) or "final/progress medical report" (Department of Labour final/progress medical report in respect of an accident).
If you have a physical or mental disability that makes you unfit to work for a period of longer than six months, you can apply for a disability grant. You get a permanent disability grant if your disability will continue for more than a year, and a temporary disability grant if your disability will last for a continuous period of not less than six months and not more than 12 months. A permanent disability grant does not mean you will receive the grant for life, but that it will continue for longer than 12 months.